Critical Illness is a new type of insurance coverage in the United States. It's designed to help you make it through the financial hardships that so often accompany a serious illness like life-threatening cancer, heart attack or stroke. Critical Illness Insurance pays a tax-free (under current law) cash benefit up front when you are diagnosed (as defined by the policy) with any of the covered illnesses or conditions, including heart attack, life-threatening cancer, stroke, Alzheimer's Disease, major organ transplant, Multiple Sclerosis, kidney failure, deafness, blindness and paralysis. And best of all, the money is yours free and clear, to use however you want - giving you choices you might not otherwise have.



Anything you wish - the choice is yours.


Why you should be concerned. Nearly all of us know someone who understands first-hand the challenges a critical illness poses. A friend who was diagnosed with cancer, a co-worker who had a heart attack, a loved one who suffered a stroke. Medical treatment has never been more advanced, but it's also never been more expensive. Patients today may receive better care, but they often endure financial hardship from the many expenses their traditional insurance doesn't cover. Your odds of surviving a critical illness have never been better. But survival has a price.


Medical insurance pays expenses like doctor visits, hospital stays and prescriptions -- but there are other costs to meet as well. Things like:



In the past, people have had to come up with the money to cover these expenses on their own - but with Critical Illness Insurance, you don't need to worry. Imagine how a cash benefit from $25,000 to $1,000,0000 would help preserve your standard of living if you become critically ill.