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Brought
to you by:
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| Hurlbut Insurance Services
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About Our Firm:
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Bringing you 39 years of experience to help meet your
needs in the areas of life insurance, health insurance, disability
insurance, long term care insurance, cancer insurance, fixed annuities,
group insurance and employee benefit plans.
You may also want to check out HEB Health Insurance for no obligation health insurance quotes.
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| QUOTES from
the
Masters... |
| On Happiness |
On Contentment |
| "Happiness
is not something you postpone for the future; it is something you design
for the present." -- Jim Rohn
"Sooner
or later we all discover that the important moments in life are not the
advertised ones, not the birthdays, the graduations, the weddings, not
the great goals achieved. The real milestones are less prepossessing.
They come to the door of memory unannounced, stray dogs that amble in,
sniff around a bit and simply never leave. Our lives are measured
by these." -– Susan B. Anthony
"The
person born with a talent they are meant to use will find their greatest
happiness in using it." -- Johann Wolfgang
Von Goethe
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"I
am beginning to learn that it is the sweet, simple things of life which
are the real ones after all." -- Laura
Ingalls Wilder
"For
peace of mind, we need to resign as general manager of the universe." --
Larry
Eisenberg
"I
am a big believer in the 'mirror test.' All that matters is if you
can look in the mirror and honestly tell the person you see there, that
you've done your best." -– John McKay
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Types of Long-Term Care Services |
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The U.S. Department of Health
and Human Services estimates that the older population in the United States
(age 65+) will more than double by the year 2030, to over 71 million
Americans. When coupled with increasing
life expectancies, this "aging of America" has led to a rapidly
growing variety of options available to senior citizens who require medical and
personal care services. By planning
ahead, you can help assure that you receive the quality of care and the quality
of life you desire should you need long-term care services in the future.
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Nursing Homes
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Residents
in nursing homes are in need of more intensive medical and physical
services. The goal of a nursing home
(also known as a skilled nursing facility, extended care service, or health
care center) is to help residents meet their daily needs and to return them
home whenever possible.
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Assisted Living Facilities
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The
goal of an assisted living facility is to provide assistance and personal
care services as needed, while maintaining maximum resident independence in a
more home-like setting than that provided by a nursing home.
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Continuing Care Retirement Communities
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The
goal of a continuing care or life care retirement community is to provide a
range of services, from independent living through full-time skilled nursing
care, that can be modified to respond to a resident's changing needs.
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Home Health Care Services
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By
providing a variety of medical and personal services through nurses,
therapists and home care aides, the goal of home health care is to make it
possible for senior citizens to retain a measure of independence while
receiving care in the environment they most prefer…their own homes.
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| MESSAGES
from
the Masters... |
THREE RULES FOR CHANGING STRESS INTO SUCCESS by Denis Waitley
1. Accept the Unchangeable
- Everything that has happened in your life to this minute is
unchangeable. It's history. The greatest waste of energy is in looking
back at missed opportunities, lamenting past events, grudge collecting,
getting even, harboring ill will, and any vengeful thinking. Success is
the only acceptable form of revenge. By forgiving your trespassers, you
become free to concentrate on going forward with your life and
succeeding in spite of your detractors. You will live a rewarding and
fulfilling life.
Your enemies, on the other hand, will forever wonder how you went on to
become so successful without them and in the shadow of their doubts.
2. Change the Changeable
- What you can change is your reaction to what others say and do. And
you can control your own thoughts and actions by dwelling on desired
results instead of the penalties of failure. The only real control you
have in life is that of your immediate thought and action. Since most
of what we do is a reflex, subconscious habit, it is wise not to act on
emotional impulse. In personal relations, it is better to wait a moment
until reason has the opportunity to compete with your
emotions.
3. Avoid the Unacceptable
- Go out of your way to get out of the way of potentially dangerous
behaviors and environments. When people tailgate you on the freeway,
change lanes. If they follow you at night, drive to a well-lighted
public place.
When there are loud, obnoxious people next to you at a restaurant or club, change tables, or locations.
Also, be cautious of personal relationships developed via the Internet.
With the massive number of individuals surfing the net, the number of
predators increases in like proportion. Always be on the alert for
potentially dangerous situations involving your health, personal
safety, financial speculation and emotional relationships.
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don't want to add to your e-mail clutter! If you do not enjoy
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office. Thanks!
The purpose
of this newsletter
is to provide information of general interest to our clients, potential
clients and other professionals. The information provided is
general
in nature and should not be considered complete information on any
product
or concept described. For more complete information, please
contact
my office at the phone number above.
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